

var $div = $('
').appendTo($('body')); $div.html(''); var ieTest = $div.find('a').length; $div.remove(); return ieTest; } function alertMessage(headline,text,type) { container = $('#alertMessage'); if (typeof(headline) == 'undefined') headline = 'Fehler'; msgClass = (type) ? 'success' : 'error'; container.removeAttr('class'); container.addClass(msgClass); container.width($(window).width() * 0.8); $('#messageHeadline').html(headline); $('#messageText').html(text); centerMe(container,true); container.show(); } function centerMe(element,windowMode) { var top = 0; var left = 0; if (typeof(windowMode) == 'undefined') windowMode = false; thisWidth = element.width(); thisHeight = element.height(); if (windowMode) { var body = (window.document.compatMode && window.document.compatMode == "CSS1Compat") ? window.document.documentElement : window.document.body || null; windowHeight = $(window).height() / 2; windowWidth = $(window).width() / 2; top = windowHeight - (thisHeight / 2) + parseInt(window.pageYOffset || body.scrollTop) ; left = windowWidth - (thisWidth / 2) + parseInt(window.pageXOffset || body.scrollLeft); if (top < 50) { top = 50; } } else { parentWidth = element.parent().css('width').replace('px',''); parentHeight = element.parent().css('height').replace('px',''); parentWidth = parseInt(parentWidth); parentHeight = parseInt(parentHeight); top = (parentHeight / 2) - (thisHeight / 2); left = (parentWidth / 2) - (thisWidth / 2); } element.css('top',top+'px'); element.css('left',left+'px'); } function overflowMe(element) { thisWidth = element.width(); thisHeight = element.height(); if (thisWidth > 0 && thisHeight > 0) { calculateOverflow(element); } else { $(element).load(function(esponse, status, xhr) { calculateOverflow($(this)); }); } } function calculateOverflow(element) { thisWidth = element.width(); thisHeight = element.height(); parentWidth = element.parent().actual('width'); parentHeight = element.parent().actual('height'); if (thisWidth > thisHeight) { factor = parentWidth / thisWidth; finalWidth = parentWidth; finalHeight = thisHeight * factor; if (finalHeight < parentHeight) { factorScale = (parentHeight / thisHeight); finalHeight = parentHeight; finalWidth = thisWidth * factorScale; } } else { factor = parentHeight / thisHeight; finalHeight = parentHeight; finalWidth = thisWidth * factor; if (finalWidth < parentWidth) { factorScale = (parentWidth / thisWidth); finalWidth = parentWidth; finalHeight = thisHeight * factorScale; } } marginLeft = Math.floor((parentWidth - finalWidth) / 2); marginTop = Math.floor((parentHeight - finalHeight) / 2); cssObj = { 'width' : finalWidth+'px', 'height' : finalHeight+'px', 'marginLeft' : marginLeft+'px', 'marginTop' : marginTop+'px' }; $(element).css(cssObj); } function scaleMe (element) { thisWidth = element.width(); thisHeight = element.height(); if (thisWidth > 0 && thisHeight > 0) { calculateScale(element); } else { $(element).load(function(esponse, status, xhr) { calculateScale($(this)); }); } } function calculateScale(element) { thisWidth = element.width(); thisHeight = element.height(); parentWidth = element.parent().actual('width'); parentHeight = element.parent().actual('height'); if (thisWidth > thisHeight) { factor = parentWidth / thisWidth; finalWidth = parentWidth; finalHeight = thisHeight * factor; if (finalHeight > parentHeight) { factor = parentHeight / thisHeight; finalHeight = parentHeight; finalWidth = thisWidth * factor; } } else { factor = parentHeight / thisHeight; finalHeight = parentHeight; finalWidth = thisWidth * factor; if (finalWidth > parentWidth) { factor = parentWidth / thisWidth; finalWidth = parentWidth; finalHeight = thisHeight * factor; } } marginLeft = Math.floor((parentWidth - finalWidth) / 2); marginTop = Math.floor((parentHeight - finalHeight) / 2); cssObj = { 'width' : finalWidth+'px', 'height' : finalHeight+'px', 'marginLeft' : marginLeft+'px', 'marginTop' : marginTop+'px' }; $(element).css(cssObj); } function fullWidthMe(element) { thisWidth = element.width(); thisHeight = element.height(); if (thisWidth > 0 && thisHeight > 0) { calculateFullWidth(element); } else { $(element).load(function(esponse, status, xhr) { calculateFullWidth($(this)); }); } } function calculateFullWidth(element) { thisWidth = element.width(); thisHeight = element.height(); parentWidth = element.parent().actual('width'); factor = parentWidth / thisWidth; finalWidth = parentWidth; finalHeight = thisHeight * factor; cssObj = { 'width' : finalWidth+'px', 'height' : finalHeight+'px', }; $(element).css(cssObj); } /*****************************************************/ /* Update a jqTransform Selectbox */ function updateJqSelect(selector,callback) { selectedVal = $(selector).children(':selected').val(); $(selector).children('option').removeAttr('selected'); $(selector).children('option[value="'+selectedVal+'"]').attr('selected','selected'); $(selector).removeClass('jqTransformHidden'); $(selector).css('display','block'); $(selector).prev('ul').remove(); /*$(selector).prev('div.selectWrapper').remove();*/ $(selector).prev('div.jqTransformElement').remove(); var selectElm = $(selector).closest('.jqTransformSelectWrapper').html(); $(selector).closest('.jqTransformSelectWrapper').after(selectElm); $(selector).closest('.jqTransformSelectWrapper').remove(); $(selector).closest('form').removeClass('jqtransformdone'); $(selector).closest('form').jqTransform(); $(selector).removeAttr('style'); if (typeof(callback) != 'undefined') { eval(callback+'("'+selector+'")'); } } /**fix_select('select#my_updated_select_box');*/ function addToFavorites() { if (window.sidebar && window.sidebar.addPanel) { // Mozilla Firefox Bookmark window.sidebar.addPanel(document.title,window.location.href,''); } else if(window.external && ('AddFavorite' in window.external)) { // IE Favorite window.external.AddFavorite(location.href,document.title); } else if(window.opera && window.print) { // Opera Hotlist this.title=document.title; return true; } else { // webkit - safari/chrome //alert('Drücken Sie ' + (navigator.userAgent.toLowerCase().indexOf('mac') != - 1 ? 'Command/Cmd' : 'STRG') + ' + D um die Seite zu Ihren Favoriten hinzuzufügen.'); alertBasicErrorMessage('Drücken Sie ' + (navigator.userAgent.toLowerCase().indexOf('mac') != - 1 ? 'Command/Cmd' : 'STRG') + ' + D um die Seite zu Ihren Favoriten hinzuzufügen.
') } } var error_content; function submitAjaxForm(f,callback,outputDiv,adminSend,params) { form_id = $(f).attr("id"); $('#'+form_id+' .noInput').each(function(e){ $(this).val(''); }); $('#'+form_id+' input, #'+form_id+' select, #'+form_id+' textarea').each(function(e){ value = $(this).val(); basicValue = $(this).attr('data-basicValue'); if (value == basicValue && basicValue != '') { $(this).val(''); } }); if (adminSend == true) ajaxPath = "/modules/ajax.includes.php"; else ajaxPath = "/inc/modules/ajax.includes.php"; data_vars = $(f).serialize(); showAjaxLoading(); //Request abschicken $.ajax({ url: ajaxPath, type: "POST", data: data_vars, success: function (erfolgs_text) { if (typeof(tinyMCE) != 'undefined') { clearAllTinyMCE(params); } if(typeof(outputDiv) == 'undefined') { alertErfolgMessage(erfolgs_text); } else { $(outputDiv).html(erfolgs_text); makeBasicJQueryCalls(outputDiv); } if (callback && typeof(callback) === "function") { window.setTimeout(callback, 300); } else if (callback && typeof(callback) === "string") { eval(callback+"('"+params+"')"); } hideAjaxLoading(); }, error: function(fehler_text) { console.log(fehler_text); alertBasicErrorMessage(fehler_text); } }); } function showAjaxLoading() { centerElement('ajax_loader'); $('#ajax_loader').show(); } function hideAjaxLoading() { $('#ajax_loader').hide(); } // Formularanpassungen / Fehlerkorrekturen (ohne Formularprüfung) function focusFormular(f, act1, act2){ var myForm=document.getElementById(f); try{ myForm.action = act1+act2; }catch(e){ myForm.setAttribute('action', act1+act2); } } function setFormAndSubmit(formular,feld,wert) { form = document.getElementById(formular); form.elements[feld].value = wert; $(form).find('input[type="submit"]').click(); } function enterFormElement(element) { if(element.hasClass("noInput")) { element.removeClass('noInput'); element.val(""); } } function setBasicValues(jqElement) { if (jqElement.attr("data-jquery") != 0) { basicValue = jqElement.attr("data-basicValue"); if (typeof(basicValue)!= 'undefined' && basicValue != '' && jqElement.val() == '' && !jqElement.hasClass('tinymce')) { jqElement.removeClass('error_input'); jqElement.addClass("noInput"); jqElement.val(basicValue); } } } function handleFormCallback(data,f,title) { if (title != '') { formTitle = title; } else { formTitle = f.attr("title"); if (typeof(formTitle) == 'undefined') formTitle = "Formular:"; } if (data != '') { try { jsonObj = JSON.parse(data); if (typeof(jsonObj) == 'object') { if (jsonObj.MESSAGE != '' && typeof(jsonObj.MESSAGE) != 'undefined') { alertMessage(formTitle,jsonObj.MESSAGE,jsonObj.TYPE); } if (jsonObj.CODE != '') eval(jsonObj.CODE); } else { if (erfolgs_text.indexOf("alertMessage") == 0) eval(data); else alertMessage(formTitle,data, true); } } catch(err) { alert(data); } } } function setErrorClassAndReturnMessage(element,customMessage,debug){ $(element).parents().each(function(index,element){ if($(this).is('label') || $(this).is('tr') || $(this).hasClass('handleError')) { $(this).addClass('error_input'); if (debug != true) { return false; } } }); if (typeof(customMessage) != 'undefined' && customMessage != '') { return customMessage+", "; } if (element.attr("title") != '' && typeof(element.attr("title")) != 'undefined') { return element.attr("title")+", "; } return ""; } function removeErrorClass(element) { $(element).parents().each(function(index,e){ if($(this).hasClass('error_input')) { $(this).removeClass('error_input'); return; } }); } function checkRadioCheckboxButton(name) { var checked = 0; var checkElement = document.getElementsByName(name); for (var x = 0; x < checkElement.length; x++) { if (checkElement[x].checked) { checked++; } } if (checked == 0) { for (var x = 0; x < checkElement.length; x++) { $(checkElement[x]).parents().each(function(index,element){ if($(this).is('label') || $(this).is('tr') || $(this).hasClass('handleError')) { $(this).addClass('error_input'); return false; } }); } return false; } else { return true; } } function checkForm(f,sendViaAjax,callback,outputDiv,adminSend,params){ var alreadyChecked = new Array(); var error = 0; var error_text = ''; f = document.forms[$(f).attr("id")]; if(typeof(f) == "undefined") return true; $('#'+$(f).attr("id")+' .noInput').each(function(e){ $(this).val(''); }); $('#'+$(f).attr("id")+' input, #'+$(f).attr("id")+' select, #'+$(f).attr("id")+' textarea').each(function(e){ value = $(this).val(); basicValue = $(this).attr('data-basicValue'); if (value == basicValue && basicValue != '') { $(this).val(''); } }); var anzahlElements = f.elements.length; if (sendViaAjax == '') sendViaAjax = false; error_content = document.getElementById('message_content'); for(var i=0; i < anzahlElements; i++) { name = f.elements[i].name; type = f.elements[i].type; if(type != 'hidden') { if ($(f.elements[i]).hasClass('important')){ if ($(f.elements[i]).hasClass('noInput')) { error_text +=setErrorClassAndReturnMessage($(f.elements[i])); error++; alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } else { if (!$(f.elements[i]).hasClass('specialCheck') && (!in_array(f.elements[i].name, alreadyChecked) || $(f.elements[i]).hasClass('notUnique'))) { if (type == 'text' || type == 'select-one' || type == 'textarea') { if (f.elements[i].value == '') { error_text += setErrorClassAndReturnMessage($(f.elements[i])); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } if (type == 'password') { if (name == 'pw') { var pw1 = f.elements[i].value; if (pw1 == '') { error_text += setErrorClassAndReturnMessage($(f.elements[i])); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; if (typeof(f.elements['pw2']) != 'undefined') { var pw2 = f.elements['pw2'].value; if (pw2 == '') { error_text += setErrorClassAndReturnMessage($(f.elements['pw2'])); error++; } if (pw1 != pw2 && pw1 != '') { setErrorClassAndReturnMessage($(f.elements[i]),""); setErrorClassAndReturnMessage($(f.elements["pw2"]),""); error_text += "Beide Passwörter müssen übereinstimmen"; error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements['pw2'].name; } } } if (type == 'radio' || type == 'checkbox') { if (!checkRadioCheckboxButton(f.elements[i].name)) { error_text += f.elements[i].title+", "; error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } } else { if ($(f.elements[i]).hasClass('specialCheck')) { /* if ($(f.elements[i]).hasClass('typeEmail')) { if (f.elements[i].value == '' || strpos(f.elements[i].value,'@') == false) { error_text += setErrorClassAndReturnMessage($(f.elements[i]),"gültige E-Mailadresse"); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } */ if ($(f.elements[i]).hasClass('typeTel')) { if (f.elements[i].value == '' || f.elements[i].value.length < 11) { error_text += setErrorClassAndReturnMessage($(f.elements[i]), 'Telefonnummer zu kurz (mindestens 11 Zeichen)', true); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } if ($(f.elements[i]).hasClass('typeEmail')) { if (f.elements[i].value == '' || !isValidEmail(f.elements[i].value)) { error_text += setErrorClassAndReturnMessage($(f.elements[i]),"gültige E-Mailadresse"); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } if ($(f.elements[i]).hasClass('typeTel')) { if (f.elements[i].value == '' || !isValidPhoneNumber(f.elements[i].value)) { error_text += setErrorClassAndReturnMessage($(f.elements[i]), 'gültige Telefonnummer'); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } if ($(f.elements[i]).hasClass('lextLen')) { if (f.elements[i].value == '' || f.elements[i].value.length < 3) { title_tmp = ($(f.elements[i]).attr('title') != '') ? $(f.elements[i]).attr('title') : $(f.elements[i]).attr('name'); error_text += setErrorClassAndReturnMessage($(f.elements[i]), title_tmp+' zu kurz (mindestens 3 Zeichen)', true); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } if ($(f.elements[i]).hasClass('decimalNumber')) { value = valueString = f.elements[i].value; value = value.replace(",","."); value = parseFloat(value); if (valueString == '' || isNaN(value)) { error_text += setErrorClassAndReturnMessage($(f.elements[i]), "Keine Dezimalnummer"); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } if ($(f.elements[i]).hasClass('intNumber')) { value = valueString = f.elements[i].value; value = parseInt(value); if (isNaN(value) || (valueString.indexOf(",") >= 0 || valueString.indexOf(".") >= 0 || valueString == '')) { error_text += setErrorClassAndReturnMessage($(f.elements[i]), "Keine Zahl"); error++; } alreadyChecked[alreadyChecked.length + 1] = f.elements[i].name; } } } } } } } if (error > 0) { error_text = error_text.substr(0,error_text.length-2); error_text = "Bitte geben Sie alle Pflichtfelder an: "+error_text+"
"; alertBasicErrorMessage(error_text); $('#'+$(f).attr("id")+' .noInput').each(function(e){ setBasicValues($(this)); }); return false; } else { // Zweiter Paramter == true => Formular Mit AJAX abschicken if (sendViaAjax == true) { submitAjaxForm(f,callback,outputDiv,adminSend,params); return false; } else return true; } } function isValidEmail(mail) { if (/^\w+([\.-]?\w+)*@\w+([\.-]?\w+)*(\.\w{2,3})+$/g.test(mail)) { return (true) } return (false) } function isValidPhoneNumber(mail) { if (/^(?:([+][0-9]{1,2})+[ .-]*)?([(]{1}[0-9]{1,6}[)])?([0-9 .\-\/]{3,30})((x|ext|extension)[ ]?[0-9]{1,4})?$/g.test(mail)) { return (true) } return (false) } function countLettersAndOutput(elem,output,textlen) { text = elem.value; anzLetter = text.length; $('#'+output).html('Anzahl Zeichen: '+anzLetter); if (anzLetter > textlen) { $(elem).addClass('error_input'); } else { $(elem).removeClass('error_input'); } } function countLettersAndWordsAndOutput(elem,output,spacer,textlen,wordlen) { text = elem.value; words = text.split(spacer); anzLetter = text.length; anzWords = words.length; $('#'+output).html('Anzahl Wörter: '+anzWords+'Bitte füllen Sie alle Pflichtfelder aus!
'; } error_text = 'In der Regel werden Immobilienkredite im Zuge der monatlich zu zahlenden Kreditraten kontinuierlich getilgt. Es gibt jedoch auch Immobiliendarlehen, die eine sogenannte Tilgungsaussetzung beinhalten. Die Tilgungsaussetzung ist dabei nicht mit der Ratenaussetzung zu verwechseln, die meistens dann erfolgt, wenn der Kreditnehmer Zahlungsschwierigkeiten hat. Bei der Tilgungsaussetzung, die häufig auch als Tilgungsersatz bezeichnet wird, vereinbaren Bank und Kunde von vornherein, dass der Kredit erst bei Fälligkeit getilgt wird.
Bei einer Tilgungsaussetzung beinhalten die für den aufgenommenen Immobilienkredit zu zahlenden Kreditraten ausschließlich die Zinsen. Die Tilgung wird bis zum Fälligkeitstag des Kredites ausgesetzt bzw. durch eine Form der „Kapitalansammlung“ ersetzt. Die Tilgung kann der Kreditnehmer später natürlich nicht aus den laufenden Einnahmen heraus vornehmen. Daher fließt das eigentlich für die Tilgung gedachte Kapital regelmäßig beispielsweise in einen Investmentfonds oder eine private Rentenversicherung. Wird die jeweilige Sparform fällig, kann mit dem angesammelten Guthaben die Tilgung des Immobilienkredites erfolgen.